Kelly – Carson High School

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“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for”

– Robert Kiyosaki

After going to the financial workshop, this was one quote that really spoke to me. The reason why is because for me, money is everything. Being young many people don’t realize that saving, budgeting, and staying out of debt are very importance things to become better savers. For me this has been something I already knew was important, but by going to this financial workshop it was reinforced. In the next five years I plan to incorporate what I have learned, and expand on it. I pla n to save for my retirement and invest in my future plans.

To become a better saver you must know what to spend, and what to save. Saving is very important. The reason why it is importa nt is because in the future you do want to be able to enjoy your hard work and know that finically you will be okay. While being a young adult, is a new and fun experience it can be channeling to be on your own for the first time and managing money. You have to be smart with your finances and make sure to budget everything. Stress and debt can come into play if a student doesn’t learn how to budget.

Knowing that I am a young adult embarking on my college experience I know that I need to start taking the next steps, on securing my future for after or before retirement. I n the next five years, I plan to save, at least in the span of two months in school about 100 dollars or more, this would just be to start off. I know being in college and having to pay for my own education this will be a challenge but I am up for the challenge. Once I being to work after college I plan to save 10% of my paycheck. I plan to make sure I am able to save for any thing that may come up.

I know my future is important and that money should keep working. As I plan to become a psychologist and work with low-income families or veterans, I know to do this I will have to obtain a masters degree. I plan to get out of school with a low or no student loan debt, I want to be able to use my money wisely, and with these tools now given to me from the workshop I will be able to.