Swasti C. – Long Beach Polytechnic High School

Saving Lives, Burgers, and Fries

Teenagers and young adults save numerous things. For example we save pictures we find amusing to our camera roll, we save moments by taking pictures, we save our left over food when we go out to eat, we attempt to save our relationships, and some of us save lives. What teenagers and young adults, myself included, do not usually save is money.

Money is one of the most important and crucial things in the entire world. It is how we get the food we eat, the clothes we wear, and the houses we live in, as well as other things.

Money, although the most important in life, can be hard to obtain and keep. Some families live pay-check to pay-check, some take care of numerous generations in one house hold, some people have too much debt, and some people just do not make enough money.

People who do not make enough money, such as my own parents, are more efficient in saving it. My parents spend money on the needs of the family, rather than the wants. After the needs are covered, they save the rest. You would think that coming from a family that is efficient in saving money that I would have acquired the same skill, but that is not the case. I spend about twenty dollars a week on burgers and fries instead of saving my money for times when I truly need it. I never thought much of how I spend my money until I came to the realization that the world is an expensive place to live in and if I did not start acquiring the habit of saving money I would soon be in deep debt and struggling as a college freshman.

So, to avoid being a failed disciple in the world of saving money I decided to attempt reaching true financial independence by following the advice given to me by the Think. Tank. Challenge. Saving more and spending less is how I plan to reach true financial independence as well as peace of mind. Cutting down to only buying burgers and fries once every other week and saving the rest would bring me closer to my goal while still being able to enjoy a want. The money I save will help me with paying for college along with the money my parents have saved up for me. This plan will, hopefully, help me avoid college debt.

All things considered, saving money is the core of wealth. Saving at least 6 months to a year of income continuously is a long term saving that protects you and your loved ones for life. It is never too late to start saving money for the future, but it is up to you to decide if you want to spend money on burgers and fries instead of saving for your life.